Superannuation
Making the most of dalary sacrifice: A smarter way to build your super
23 April
When it comes to building long-term wealth for retirement, one strategy that often gets mentioned—but not always fully understood—is salary sacrificing into superannuation. While it may sound complex, the concept is relatively straightforward...[Read More]
Riding the waves: Understanding market volatility and the importance of advice
16 April
Investment markets have always moved in cycles. Periods of growth and optimism are often followed by downturns, uncertainty, and recovery. While this rise and fall is a natural part of investing, it can still trigger anxiety and concern for many...[Read More]
Fact or fiction? What you can expect with Payday Super
16 April
Deputy Commissioner Emma Rosenzweig busts some Payday Super myths. With just 3 months to go until Payday Super begins, I’ve been hearing a lot of questions from employers, and a few common myths too. Let’s clear up a few of the biggest...[Read More]
‘Don’t panic’: cash isn’t king when it comes to super
16 April
Ups and downs are a part of life and especially when it comes to your superannuation pool. The past month has seen heightened volatility in financial markets, where much of Australians’ super is invested. Some have seen their funds drop thousands...[Read More]
The super cash switch and what’s to consider.
16 April
Financial markets have see-sawed over the past month since the war in the Middle East began, impacting the balances of superannuation accounts. If this is causing stress, here are four things you can do: * Stay focused on the longer term – market...[Read More]
The power of superannuation, compounding, and staying the course
9 April
Superannuation is one of the most powerful long-term wealth-building tools available to Australians. Yet, despite its importance, it’s often misunderstood—particularly during periods of market volatility when balances fluctuate and confidence...[Read More]
Retirement success… but at what cost?
2 April
You made it. After decades of early mornings, long days, financial discipline, and countless sacrifices, you’ve reached retirement. The mortgage is under control, the superannuation balance looks solid, and the calendar is finally your own. For...[Read More]
Super funds urged to improve advice to help retirees
26 March
Australia’s superannuation industry is being nudged to do a better job supporting and educating members once they decide to retire, rather than simply counting dollars while they work. Super funds do a good job helping Australians build a nest...[Read More]
Sticky situation as super changes stretch small firms
26 March
Rising costs and cash flow pressures could force thousands of small business owners to dip into personal savings to comply with new superannuation rules. Changes slated for July 1 require employers to pay employees superannuation at the same time as...[Read More]
Working Fly-In Fly-Out (FIFO) can be a golden opportunity: 10 tips for money and life
12 March
Working Fly-In Fly-Out (FIFO) can be a golden opportunity to fast-track your financial future and build a life with purpose—if managed wisely. Whether you’re doing it for a few years to get ahead or making a long-term career out of it, the...[Read More]
Super tax changes a ‘down payment’ for greater reform
12 March
Wealthy superannuants will pay more tax on balances over $3 million after the Greens rolled over on demands to beef up the contentious new laws. The government is expected to get the long-promised tax changes passed through parliament by the end of...[Read More]
Volatility is normal: Why long-term wealth depends on staying the course
5 March
Turn on the news during any period of global unrest and it can feel like the financial world is unravelling. Markets fall sharply. Headlines scream crisis. Investors begin to question everything. And yet, history tells a very different story. Share...[Read More]
Middle-power deal with Canada shoots for super returns
5 March
More of the retirement savings of 14 million Australians will be invested in Canada under a landmark initiative signed in front of their visiting prime minister. Mark Carney kicked off his four-day Australian tour at an event in Sydney where the two...[Read More]
Should you move your super to cash when markets fall? Think again.
26 February
Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse? It’s a natural reaction. Watching balances fluctuate can be uncomfortable. But superannuation was never designed for...[Read More]
Retirement question a quarter of Aussies can’t answer
26 February
What’s your superannuation fund? That’s the question one in four Australians cannot answer at the top of their heads, as concern grows over workers’ lack of engagement with their retirement plans. Some 26 per cent of Australians cannot name...[Read More]