Key points The RBA cut its cash rate by 0.25% taking it to 3.6%. This is the third rate cut in this easing cycle. The RBA sees inflation running around target but has revised its growth forecasts down again. Its forecasts assume that the cash rate will continue to “follow a gradual easing path”, implying […]
Most of us begin our financial lives as savers. Our first money goals are usually simple: put something aside for a holiday, build a deposit for a car, create an emergency buffer or save towards a home. Saving provides something enormously valuable — security and choice. But somewhere along the financial journey, a different question […]
Fostering meaningful relationships with teenage and young adult children before they embark on their independent lives is crucial for parents. This phase of life is marked by rapid developmental changes, making it a critical time for parents to actively engage and connect with their children. Here are the top 10 tips on creating meaningful relationships […]
Life insurance is one of those subjects most people understand in principle but may struggle to explore in practice. We know it exists to provide financial support when something goes wrong, yet many of us postpone the conversation because it involves confronting illness, disability, death and uncertainty. The purpose of life cover is not […]
Moving into aged care, or arranging additional support at home, is one of the most significant decisions an older person and their family may face. It can involve emotional, financial, medical and practical considerations, often at a time when circumstances are changing quickly. The aged care system can also appear complicated. There may be […]
Most people insure their home, car and business assets, yet their ability to earn an income and support those who depend on them may be their most valuable financial asset. Personal insurance can reduce the financial impact of death, serious illness, permanent disability or an extended absence from work. Life insurance, total and permanent […]
Retirement is often described as the time to slow down, but it can also be the perfect opportunity to finally master the skills that were pushed aside during a busy working life. Careers, family commitments and everyday responsibilities can leave little time for personal development. Once retirement arrives, however, you may have the freedom to […]
Turning 50 is not the beginning of slowing down. For many people, it is the stage when experience, confidence and perspective finally come together. You may have fewer reasons to impress others and more freedom to invest your time in what genuinely matters. Learning new skills after 50 can improve your wellbeing, strengthen your […]
Your role as a carer does not necessarily end if the person you’re looking after moves to an aged care home. Even after moving them into a care facility, you might still spend a lot of time there, providing care and giving them company. However, even when moving into an aged care facility may […]
Retirement is one of life’s biggest financial and personal transitions. While many people focus on reaching a particular age, being ready to retire involves much more than simply qualifying to access superannuation or receiving the Age Pension. A successful retirement requires financial preparation, realistic expectations and a clear idea of how you want to spend […]
Our everyday lives are increasingly managed online. We receive bills by email, banking alerts by text, delivery updates and payment requests through apps and websites. These services are convenient, but they also give scammers more opportunities to imitate trusted organisations and steal money or personal information. Cyber awareness is not only for businesses or […]
Moving into aged care does not mean giving up independence, personality or purpose. In fact, with the right support, aged care can offer many opportunities for older people to stay mentally active, socially connected and emotionally fulfilled. Mental stimulation plays an important role in wellbeing. It can help maintain confidence, reduce loneliness, support memory, encourage […]
Successful careers can bring exciting opportunities, but they can also make it difficult to step away from busy schedules and decide how to spend precious holiday time. For a young professional couple with no children, travel offers the chance to temporarily leave routines behind, experience something extraordinary and reconnect away from meetings, deadlines and everyday […]
Key points Angst about economic conditions has been running high in recent times. This is evident in chronically low consumer confidence readings and a downtrend in measures of happiness. It’s also arguably evident in the rise of populist parties globally and more recently in Australia. There is no doubt that some things were better a […]
Aged care is one of the most emotional and important topics a family will ever face. It often involves three generations: ageing parents, adult children, siblings, partners, and sometimes grandchildren who are deeply connected to the person needing support. While these conversations can feel uncomfortable, avoiding them can make decisions harder later, especially if health, […]
